PowerPay Debt Reduction Tool Certification

The PowerPay Debt Reduction Tool Certification, is an eight-module online curriculum designed and developed by USU Extension. Completion of this course will give you the confidence and skills to navigate, teach, and work with PowerPay to help more consumers feel confident in making a successful debt elimination plan.

PowerPay is a powerful tool that helps individuals create their own self-directed personal debt reduction plan. This program allows users to see how much quicker they can become debt-free and calculates the potential savings in interest by following their personalized debt-elimination plan. Utah State University Extension is pleased to provide this debt elimination tool at no cost to consumers worldwide.

This course includes the following modules:

• Module 1: Purpose and History of PowerPay
• Module 2: Getting Started with PowerPay
• Module 3: Debt Payoff Calculations and Comparisons
• Module 4: Special Features
• Module 5: Applying Special Circumstances
• Module 6: Evaluating Debt Consolidation Options
• Module 7: Tools Beyond Debt Elimination
• Module 8: PowerPay for Counseling, Teaching, and Personal Use
• Module 9 (Bonus): Addressing Financial Behaviors Through PowerPay — Coming Soon!

The student will receive an online badge and PDF certificate upon completion of this course.